Saturday, May 1, 2010

6 tips for choosing a contractor

There comes a lot of times in life that you need a contractor. When you need house repair, you need a caprenter contractor. When your bowl was clogged, you need a plumber contractor. When you need a repair on your computer, you need a computer technician which is also a contractor.
The most important step in any renovation or repair is finding the right contractor. Choosing the contractor is key to the success of the project, no matter what the project is.
Getting someone who is reliable, honest, and skilled can spare you from remodeling nightmares. Here’s how you can choose the best contractor for your job.

Get references. Ask for a list of recent customers from your prospect contractors, then call them and find out if they were satisfied with the work done to them.

Get second opinions. Ask your friends and relatives if they can refer you to a reliable contractor. You can also ask the people in your organization or community for some recommendations. You can also search for the internet for some reviews done by people who had experience of their work.

Don’t go by price alone. One of the big mistakes people make in choosing their contractor is simply by price. The cheaper the price, the more it appeals to them. Get at least three estimates or quotes in writing for comparison. These should include all the materials, labor, and verbal promises people made. Be suspicious if someone offers to do the job for much less than the other estimates.

Learn the signs of fraud: Beware of contractors who:
  • Go door-to-door looking for customers or drive an unmarked van in your place
  • Ask you to pay the entire cost of a job upfront
  • Encourage you to spend a lot of money on temporary repairs
  • You can only reach through a limited number of options like answering machine
  • Quote you a price that’s vastly different from other contractor’s estimates
  • Make outrageous promises and pressure you for a quick decision
When you are ready to sign for a contract, make sure it includes all work details, warranties, time schedule, the quality of building or repair materials, and costs. Fill in all the blanks in the contract. Never leave empty spaces.

How to Ask for Salary Increase

Times are tough nowadays. There are a lot of job layoffs and salary freezes. Companies are squeezing their budgets so employees are multitasking as of now performing two or more job responsibilities more than they usually do without getting enough salary increases. If your job responsibilities have changed and grown, you should address this situation with your manager as soon as you can. If you don’t you’ll only build resentment and also miss a valuable opportunity for professional growth.
Here are some of the tips on how to ask for a salary increase.

Find your original job description. If you don’t have one, write one for yourself, outlining as clearly as you can the job responsibilities you were hired to do. Then, on a second page, write a detailed outline of what you’re actually doing for comparison. Now, you’re ready to ask for a five-minute meeting with your boss. Ask either in person or, even better, by email - which keeps your boss from feeling ambushed and lets him plan for the possibility of salary increase.

Start the meeting by telling your boss how much you like your job and working for him. Mention how you’re enjoying your new job responsibilities and thank him for the confidence he’s shown in assigning them to you. Now comes the hard part- asking for a salary increase! Simply say, “I feel I should be paid more for taking on the added responsibilities, and I hope you agree.”

Keep talking. Your heart’s probably now in your throat but just go on. Mention the specific salary increase you are asking as a percentage increase from your current salary. If he doesn’t agree with the amount, all you’ll have to work out is the figure.

If he says no, ask him when you might expect a salary raise for the responsibilities you’ve taken on, and have him commit to another review date. Before you end the meeting, ask your boss for his feedback on what you’re doing well and where you could improve. Once the economic forecast improves and there is more flexibility in your company’s budget, you’ll be the first person he considers for a salary raise.

Monday, April 26, 2010

Online Wealth


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